Loan Rates

Our comprehensive range of products and services help your family while getting the most from your hard-earned money. No one else offers such flexibility and savings – and it’s available exclusively to TCCU members!

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New and Used Vehicle Loans
Effective Date: September 1, 2022
TermAnnual Percentage Rate*
2021-2022 (NEW)
60 months 2.94%
72 months 3.44%
2020-2022
36 Months 3.04%
48 Months 3.24%
60 Months 3.34%
72 Months 3.84%
84 Months 4.99%
2018-2019
36 Months 3.29%
48 Months 3.54%
60 Months 3.64%
72 Months 4.14%
2016-2017
48 Months 3.89%
60 Months 4.14%
2014-2015
48 Months 4.69%
60 Months 4.94%
2013
36 Months 4.99%
48 Months 5.24%
60 Months 5.49%
2012 and Older
24 Months 5.89%
36 Months 6.14%
48 Months 6.39%

Motorcycle and ATV/UTV Loans
TermAnnual Percentage Rate*
2020-2022
36 Months 3.69%
48 Months 3.99%
60 Months 4.34%
72 Months 4.74%
2018-2019
36 Months 3.94%
48 Months 4.14%
60 Months 4.49%
72 Months 4.99%
2016-2017
48 Months 4.59%
60 Months 4.84%
2014-2015
48 Months 5.09%
60 Months 5.34%
2013
36 Months 5.59%
48 Months 5.84%
2012 and Older
24 Months 6.49%
36 Months 6.74%
48 Months 6.99%

Boat, RV and Travel Trailers
TermAnnual Percentage Rate*
2018-2022
60 Months 4.49%
72 Months 4.99%
73-120 Months** 5.99%
2015-2017
60 Months 4.74%
72 Months 5.24%
73-120 Months** 6.24%
2014 and Older
60 Months 5.24%
72 Months 5.74%
84 Months 6.74%
**Minimum loan amounts apply to terms exceeding 72 months.

Equipment Loans
TermAnnual Percentage Rate*
New
60 Months 4.49%
72 Months 4.99%
73-120 Months** 6.24%
Used
60 Months 4.99%
72 Months 5.49%
73-120 Months** 6.74%
**Minimum loan amounts apply to terms exceeding 72 months.

Other Loan Options
Loan TypeTermAnnual Percentage Rate*
Signature or Personal Loan Up to 60 Months 7.99%
Share Secured Up to 60 Months 2.50%
TCCU CD Secured Matched to CD Maturity 2.00% Over TCCU CD APY

Home Mortgages

TCCU offers competitive mortgage rates to our members. To receive our latest rates, please contact us.

Visa Card

Enjoy a low 9.99% APR* on all purchases.

*APR=Annual Percentage Rate. All loans are subject to credit approval. The APR is determined by credit worthiness, collateral, term of loan, and other conditions. Your individual rate and term may vary. Other restrictions may apply.

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